Residents &
Fellows
The path to creating a stable and viable path to financial security begins with making sure you have enough money to meet your financial obligations. Without taking steps to protect your cash flow in the event of an unexpected accident or illness, you’re putting your current and future well-being at risk (as well as everyone who depends on you).
How InsMed Can Help Residents & Fellows
Selecting an income protection policy can be a complicated task and it’s easy to choose a policy that doesn’t contain the provisions you need to protect your current and future income. Our team had decades of experience helping residents and fellows to understand their current employer’s benefits and providing insights into the nuances of these contracts to help them select the policy that best addresses their needs, as well as fits within their budgets.
Are you eligible for Guaranteed Issue Coverage through InsMed?
If you are one of the thousands of residents and fellows training at institutions where InsMed created a “guaranteed issue” offering, you have a unique opportunity to protect your current and future income without having to take any medical exams, answer medical questions or be denied coverage due to a medical condition. Through these offerings you can increase your coverage during training to replace 100% of your income and guarantee the right to dramatically increase your protection after graduation to properly insure your new income.
To learn more the specifics of the plan created by your teaching hospital, call us at (800) 214-7039 or email us at [email protected].
Additional Insurance Needs to Consider
While insuring your income is an important first step in protecting your future, there are other risks to yourself and your loved ones that you should consider. These issues include:
- Would you or your loved ones have any ongoing obligations to repay your student loans during a disability?
- If you have a private student loan that was co-signed, how would the loan obligation be paid in the event of your passing?
- If you are married, have children or are providing money to support family members, have you secured their future in the event of your passing?
To learn more the steps you can take to better protect your financial wellness, call us at (800) 214-7039 or email us at [email protected].
