Dental
Schools
Guaranteed Opportunity to Protect Income During and After Dental School
Throughout their training, dental students are exposed to environmental hazards, repetitive motion injuries or other medical conditions that may prevent a graduate from medically qualifying for disability insurance following graduation.
To address this threat to a student’s financial wellness, many dental schools can provide their students with long term disability protection that includes the right to retain coverage after graduation without having to satisfy any medical underwriting requirements normally asked by an insurance company.
Covering the Threats Created by the Loss of Income and the Student Loan Obligations
The coverage offered during and after school is designed to provide a monthly tax free income contacts and reimburse several hundred and thousands of student loan payments.
The policy can be maintained during practice and can be used to supplement any benefits provided by a future employers. It can also be used in coordination with additional coverage that private practicing physicians may need to obtain to adequately protect their incomes.
Providing "Own Specialty" Protection During Practice Years
The coverage that’s been maintained during training guarantees the right to exchange this protection for an individual disability policy once training is over and the doctor enters practice years.
This coverage provided after graduation is offered through an individual “non-cancelable” contract that guarantees that the rates and contact terms can never be changed by the insurance company. These contracts protect a graduate’s ability to perform their own specialty and benefits will continue for the entire benefit period, even if they could work in another occupation.
